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Membership Guide

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WELCOME! Thank you for joining Community Legal Solutions ® Family Legal Plan! For your convenience, we have compiled this guidebook to describe your plan member privileges. Please read this booklet carefully, as it contains all the benefits of membership provided by our plan specialists.

Section 1

Eligibility:

Members and their family may take advantage of this program's benefits and services. See the definitions in Section three (3) for a complete description of“Eligible Family Members”.


Plan Usage:

Members should use the contact information below to access the services included in the Family Protection Plan. When using any of the member service numbers, members must identify themselves as belonging to Legal Club of America.

Free & Discounted Legal Care

How to Reach a Plan Attorney:

Members obtain all legal referrals by contacting our Legal Club Member Services Department (MSD), using the toll-free number provided below. There is no limit to the number of referrals you may receive. When contacting the MSD a Member Service Representative (MSR) will ask you to identify yourself and the method by which you became affiliated with Legal Club. Upon verification of membership they will then ask you to briefly describe your legal issue at which time they will refer you to a plan attorney that practices the appropriate area of law, speaks your language and is conveniently located. If the appropriate plan attorney can not be immediately identified, the MSR will refer your issue over to the Legal Club Provider Services Department (PSD). The PSD will call you within two business days to make sure the best available referral is given to you.


Contacting Plan Attorneys:

When contacting a Legal Club plan attorney you must notify the attorney's office that you are a Legal Club of America member. If for any reason the plan attorney is unable to assist you please call our toll-free Legal Club Member Service number for another referral.


Plan attorneys may be out of the office attending to other clients. As such please allow up to 3 business days for the plan attorney to respond to your call.


Free & Discounted Legal Care:

Member Service Representatives are available to assist you with all of your attorney referrals.

  • Member Services number: 1-888-693-0335
  • Hours of Operation: 7am to 5pm PST, Monday - Friday


Section 2

Family Protection Plan Benefits

You and your family will have access to a nationwide network of plan attorneys that have contracted with Legal Club to provide free and discounted legal services. Upon contacting the Member Services Department, you will be referred to a plan attorney based on language, area of law, and location.

Family Protection Plan Benefits

Legal Care

You and your family will have access to a nationwide network of plan attorneys that have contracted with Legal Club to provide free and discounted legal services. Upon contacting the Member Services Department, you will be referred to a plan attorney based on language, area of law, and location.

Benefit Features

Free Legal Services*

The following nine (9) services are available at no charge.

  • Initial phone consultations for each new matter (no time limit).
  • Initial face-to-face consultations for new legal matter (no time limit).
  • Review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents)
  • Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free. (See definition of Simple Will in Section 3).
  • A state specific, web based, free Living Will form is available to Members. This form can be notarized by a Notary Public. Store this document in a safe location.
  • Plan attorneys will help Members represent themselves in small claims court.
  • Assistance in solving problems with government programs, such as INS, Welfare.
  • When deemed appropriate by your plan attorney, he or she will write letters on your behalf (one letter per legal matter, with no limit on the number of new legal matters).
  • When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf (one phone call per legal matter, with no limit on the number of new legal matters).

*In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the free legal services.


Reduced Hourly Rate

Plan attorneys have contracted to charge 40% off their normal hourly rate, with a minimum of $125 per hour, for legal care beyond the free and discounted services.

Deeply Discounted Legal Services**:

The following are commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee.


**Court costs, filing fees and time charged for travel to and from any courts are additional.

Detailed Legal Services definitions can be found in Section three (3)


Guaranteed Low Hourly Rate:

Plan attorneys have contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free and discounted services described above.


Retainers:

In the case of extended legal care, plan attorneys may as k you fora retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case  will take, by the appropriate discounted hourly plan rate. For instance; 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to you.

Contingency Fee Discounts:

The contingency fee discount will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.

Section 3

Definitions and Miscellaneous Information

Definitions

BANKRUPTCY CHAPTER 7: Includes preparation of the petition, documents and scheduling of a 341 hearing.


To qualify for this special rate, income cannot exceed the state’s median income in which the bankruptcy is being filed. In situations where income is greater than the state’s median income, all bankruptcy work will be done at the applicable reduced hourly rate.


Court costs, filing fees, and other costs such as attorney travel are additional. Court appearances by a plan attorney will be billed at the applicable reduced hourly rate.


DIVORCE (NON-CONTESTED): Plan attorney will consult to determine if matter qualifies as Non-Contested Divorce. This service includes review, preparation and filing of any documents and/or petitions necessary for a non-contested divorce.


To qualify for a non-contested divorce, spouse is not represented by separate counsel, there are no children under age 18 (or dependent children of any age), marital assets are less than $70,000, and all issues must be agreed upon by both parties using the same attorney.


This fee does not include court appearances, attendance at mediations, court costs, filing fees, attorney travel time to and from court or the preparation of documents affecting the disposition of property. All work that does not meet this definition will be billed at the applicable reduced hourly rate.


ELIGIBLE FAMILY MEMBERS: Includes spouse or domestic partner, dependent children and any categorically dependent individuals living in the plan member’s home such as a parent or grandparent.


NON-PAYMENT OF COURT ORDERED SUPPORT: In previously court ordered support issues, if the individual ordered to comply with the court order is not complying resulting in non-payment of support, whether child support or spousal support, this service includes preparation of the motion and the affidavit.


This fee does not include establishing a support order, court appearances, attendance at mediations, court costs, filing fees, or attorney travel time to and from court. All work that does not meet this definition will be billed at the applicable reduced hourly rate.


PLAN/PARTICIPATING ATTORNEYS: Must be licensed and qualified to practice law in their state, maintain professional liability insurance if required by their state, and have contracted with Legal Club to provide legal services as outlined in this Plan Member Guidebook for the law areas that they handle and the cases they accept.


PLAN MEMBER: Any person who has purchased a Legal Club membership and is current with payments.


RESIDENTIAL REAL ESTATE DOCUMENT REVIEW: Includes attorney review of purchase or sales agreement, review of documents prepared by licensed real estate agent or broker (disclosure, title policy, liens, inspection reports, closing cost estimates and statements, etc.), and presentation of detailed guidelines of the closing process for primary residential real estate not used for business or investment purposes.


Any additional work or extended counseling will be billed at the applicable reduced hourly rate.


SIMPLE WILL (NO CHARGE WILL): A will that distributes personal property and homestead, not involving trusts, specific bequests, real estate, tax matters, guardianships, living wills, health care proxies or partitions.

SIMPLE WILL WITH MINOR’S TRUST: Includes preparation of a simple will with a minor’s trust for the surviving minor children.


This document will contain information necessary for the creation of a trust in the event that any minor children have not attained the age of majority at the time of death or administration of the estate of the plan member. In such event, the purpose of such trust is to allow the member to designate a trustee to manage the share of the property and assets left to such children, for the benefit of those children, until such time as they have attained the age of majority.


This fee does not cover extensive information regarding retirement plans, investments and their tax treatment, other kinds of trusts, complex tax matters, or estate planning. Counsel for these additional areas of law will be billed at the applicable reduced hourly rate.


SMALL BUSINESS INCORPORATION: Includes attorney consultation to discuss and address the type of business entity recommended by plan member’s CPA or tax advisor. Should the member choose to set up a Corporation or Limited Liability Company (LLC), this service includes preparation of the necessary documents (Articles of Incorporation if setting up a corporation, or the Articles of Organization if setting up an LLC) for filing with the appropriate agency in their state. This also includes review of the prepared filing of a 1120s election form and SS-4 application for the Federal identification number prepared by the CPA or tax advisor.


Not for profit organizations, partnerships and limited liability partnerships (LLP) are not included in this definition; assistance in choosing to form the excluded entities can be provided at the applicable reduced hourly rate. Filing fees, duplication costs, photo copies, the corporate kit and all expenses are paid by the member.


This fee does not include more than one shareholder, by-laws, minutes, operating agreement, statement of information, or other necessary documents required by the state agency.


TRAFFIC DEFENSE: The discounted fee applies to first time non-criminal traffic infractions including but not limited to; violation of traffic control device, failure to stop at a stop sign, improper change of lane, illegal turns, improper or unsafe equipment, expired tag, no proof of insurance, unlawful speed, improper passing, failure to use turn signal, failure to yield the right of way and safety belt violations.


This rate applies to each individual non-criminal traffic infraction. The discounted fee includes the preparation of any necessary court documents and attendance at a single court hearing to settle a single, first time, noncriminal traffic infraction.


The discounted fee does not include court costs, fines imposed by the presiding judge, additional scheduled hearings or other traffic matters that the court deems to be criminal in nature.


MISCELLANEOUS INFORMATION

  • Participating attorneys are bound by their state’s professional code of ethics. They will advise you if they have a conflict of interest in taking your case. Attorneys have the inherent right to decline a case for any reason. However, plan attorneys have agreed not to reject any eligible plan member seeking services by reason of the amount of fees to which he or she may be entitled to charge under the Legal Club plan. If a plan attorney is unable to assist you, please contact Legal Club’s Member Services Department for further assistance.
  • Attorney fees are paid directly to plan attorney. Participating attorneys are not employees of Legal Club and have no financial obligation to the company.
  • Legal Club of America Corporation and any of their agents, officers, or subsidiaries are not liable to indemnify or reimburse any plan member or participating attorney for any attorney fees or costs generated by the plan member.
  • Legal Club of America Corporation and any of their agents, officers, or subsidiaries, as well as State Bar Associations and other regulatory agencies, do not guarantee the quality or quantity of legal services that are provided by plan attorneys. However, all participating attorneys are required to provide certificates of liability insurance if required by their state associations, and background checks are performed periodically to verify that they are in good standing.
  • Plan attorneys have the sole responsibility for providing any and all legal services to the plan member.
  • Legal Club of America Corporation is not a law firm, insurance carrier or a provider of legal services.
  • All memberships shall automatically renew at the end of each membership term unless Legal Club is notified in writing at least thirty (30) days prior to the end of the term.
  • The term “guarantee” as used in this guidebook refers to the guarantee that Legal Club will use its best effort to locate and refer its members to an attorney that will abide by the fee schedule outlined herein. If Legal Club cannot find such an attorney for a member, the member’s only recourse is a refund of the most recent month’s membership fee.
  • Court filing fees, expert witness fees, court costs, court reporter fees, transcript expenses, photocopying costs, postage, telephone toll charges and any other incidental expenses incurred by the plan member are excluded from discounted rates under any of the three pricing formulas described in this guidebook. Travel expenses are not eligible at discounted rates when the attorney must travel to represent a plan member’s interests.
  • Information available at www.legalclub.com will contain the most up-todate plan benefits, definitions, terms and conditions, etc. In the event of a conflict or discrepancy, the website content shall be considered the most up-to-date and correct.

Section 4

Terms & Conditions


The following matters are excluded from your plan privileges:

  • Legal matters involving the laws of jurisdictions outside the United States or its subdivisions.
  • Legal matters where the plan member has already retained participating counsel at their usual rates prior to enrollment in the Legal Club.
  • Frivolous legal matters as determined by the plan attorney in accordance with the professional code of ethics in their state.
  • Any action involving Legal Club of America®, plan attorneys, affiliated companies or any of their company’s or affiliated company’s directors, officers, employees or agents in any matter in which they have interests adverse to the plan member’s.
  • Legal matters against the plan sponsor, employer, directors, officers, agents or employees, where Legal Club membership was gained through the sponsor or employer’s efforts.
  • In matters where the plan member and eligible family member have adverse interests, only the original plan member is eligible for plan discounts and not the family member unless both parties provide written authorization and consent otherwise.

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